After a DWI charge, it will be quite a challenge to get an affordable auto insurance quotes. Many insurance companies will instantly reject a claim if the driver was under the influence. However, some do not look at driving records and may overlook under what circumstances the accident occurred. The bigger challenge occurs when it’s time to renew your insurance. This time around, they will look at your records and see if you are worth the expense.

After a DWI charge, and then what?

Most companies cancel the insurance of a client who was caught under the influence. Applying for a new policy will be a challenge, since the insurance agent will see you as a high risk. Therefore, you will be charged an increased premium. This should be expected but nonetheless, it’s still possible to acquire a semi-affordable insurance quote. You must be able to negotiate and prove that your record has not been questionable since the accident. It helps to show you’ve undergone the necessary programs and paid the fines. Most insurance companies have policies for drivers who have had DWI offenses. Look around thoroughly before settling for a specific insurance company. By knowing all your options, you won’t have a problem comparing which premiums are higher and affordable to your budget. You can also ask your friends for recommendations or ask anyone in the insurance business for advice. You must prepare for the worst in premiums, but having enough options lets you have a wide price range in terms of choices.